Effective Date: August 8, 2025
Terms & Conditions - Franklin Financial & Retirement
1. Acceptance of Terms
By using the website, services, or products, you agree to these Terms and Conditions.
If you do not agree, do not use the services.
2. Services Provided
Frank Baumgartner provides life insurance brokerage services.
Includes obtaining quotes, assisting with applications, and answering questions.
Services are subject to these Terms and Conditions.
3. User Responsibilities
Users agree to:
Provide accurate and complete information when requested.
Use services only for lawful purposes.
Respect intellectual property rights of all website content.
4. Limitation of Liability
Efforts are made to provide accurate and reliable services.
No responsibility for errors, inaccuracies, or omissions.
Liability is limited to the fullest extent permitted by law.
5. Intellectual Property
All website content (text, graphics, logos, software) belongs to Franklin Financial & Retirement or its licensors.
Protected by copyright and other intellectual property laws.
Content may not be used, reproduced, or distributed without prior written consent.
6. Privacy Policy
The Privacy Policy explains how personal information is collected, used, and safeguarded.
By using services, you agree to the Privacy Policy terms.
7. Changes to Terms and Conditions
Frank Baumgartner may update or modify Terms and Conditions at any time.
Changes will be posted here with an updated effective date.
Continued use of services means acceptance of updated terms.
8. Governing Law
Governed by U.S. laws.
Disputes will be handled under the exclusive jurisdiction of U.S. courts.
9. Contact Me
Company Name: Franklin Financial & Retirement
Agent Name: Frank Baumgartner
Address: 9979 E Wyoming Place Apt#2115, Denver CO 80247
Country: US
Email: [email protected]
Phone: (303) 809-2300
© Copyright Franklin Financial & Retirement 2025. All rights reserved.